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Rate : (20-12-2024) Gold(22KT) Rate ₹7040.00/Gram    Gold(18KT) Rate ₹4426.00/Gram    Silver Rate ₹94.00/Gram

For Support: +91 96551 43916

JC Gold and Diamonds

THANGA THULI

GOLD JEWELLERY SAVING SCHEME

Our Gold investment and purchase scheme is customer friendly, flexible and easy to comprehend and undertakes to give the maximum return for the money of the customer and to insure against the risk of fluctuations in gold rates in the international market. Our simplified and secured investment, scheme provides gold Jewellery for the rate on the date of investment to the customer.

If the customer invests a small amount in each month that we assure the customer to get maximum returns on their investment in Gold and take home BIS 916 22cart hall marked gold Jewellery at the end of the scheme period.

The member/ customer of the plan who invests a sum of money in instalments to book gold Jewellery in small denominations i.e. in grams in each month for a period of continuous Eleven (11) months can redeem them against purchase of gold Jewellery on maturity / after the end of 11 th month without any wastages and making charges.

  1. The JC GOLD “THANGA THULI” GOLD SAVING SCHEME (hereinafter referred as “SCHEME”) offered by the “J C ARTISTICK GOLD PRIVATE LTD “ (“herein after referred as “COMPANY”) facilitates Customers/ member to purchase gold jewellery by making payments for the same without wastage and making charges over an Eleven (11) month period as per this Terms and Conditions.
  2. The gold investment and purchase scheme is unique and will not be linked to any other existing or future schemes / offers.
  3. The member can pay only one instalment every month and cannot be paid it in advance. more than one instalment in a single month will not be accepted.
  4. The money paid for gold investment and purchase of gold Jewellery under this scheme shall not bear any interest and no refund of money is allowed under any circumstances.
  5. The member will have to purchase the gold Jewellery for the total instalment amount paid and partial purchase is not allowed.
  6. The term duration of this scheme is only Eleven (11) months, Fixed and Equal Monthly payment for a minimum of Rs. 1000 /- (Rupees One Thousand) or above (in multiples of one thousand) thereof for 11 months to be paid.
  7. The member of the scheme will have to make the payment of the instalment on the due date. For the purpose of this scheme, the due date shall be same date as the enrolment date for the subsequent months. However, the member shall be provided with a grace period of 2 (Two) days in a month for payment of the instalment. In the event the member fails to pay the instalment amount within the grace period the payment will not be entertained after the grace period.
  8. The amount paid by the member of the scheme in each month will be credited in grams of gold in the member’s account as per the prevailing 22ct gold rate on that day of payment received.
  9. The member can purchase BIS Hallmarked 22 Karat gold Jewellery (Except items like Diamond, Pearl, Platinum etc..). at the end of 11th month with benefit of accumulated weight of gold at the gold rate prevailing then.
  10. In case the member wishes to purchase over and above the accumulated amount the making and GST chargeable on the excess amount has to be paid.
  11. Monthly instalments should be paid by cash at the showroom and the member should ensure to collect receipt while making payments.
  12. Applicable Stone Charges will be collected from the members for all stone ornaments.
  13. The applicable GST has to be fully borne by the member. In case of increase in taxes or introduction of new levies/taxes, the same shall also be fully borne by the member.
  14. The member of the scheme is required to provide a copy of his/her photo identity and address proof documents like Driving License/Voter ID/ Passport /Ration Card/PAN Card/any other document issued by the Government, etc. at the time of enrolment.
  15. In case of change in address, loss of membership card, the Company should be kept informed without any loss of time. The member has to apply in writing for issue of duplicate card enclosing KYC requirements.
  16. Member has to bring the membership card every month while making payments. The original membership card has to be surrendered at the time of taking delivery of jewellery. The person, who has signed the application form, should sign on the invoice and the scheme card at the time of purchase / taking delivery of gold Jewellery.
  17. At the time of purchase of gold Jewellery, the account holding member has to personally come and should produce a valid photo identity proof and PAN Card, if required under applicable law, and effect the redemption of the instalments paid towards purchase of gold Jewellery. The Company reserves the right to satisfy the identity of the member in any manner it deems fit.
  18. In case the member does not take delivery of the gold Jewellery within 365 days from the enrolment date, sale invoice will be raised in the name of the member towards sale of jewellery, applicable GST on sale value will be paid to the Government and the gold Jewellery’s’ weight due to the member will be held as “stock in custody” by the company till the member takes delivery of the gold Jewellery. The member will be communicated/informed by the company in this regard by email / hard copy.
  19. The company reserves the right to alter, amend, add or delete part or whole of the privileges of the gold Jewellery purchase scheme without prior notice or suspend the same at any time. In such an event, money will not be refunded and the member shall purchase any item at the showroom equal to the accumulated gold weight credited already in his/her “Thanga thuli” account as on that day.
  20. Only individuals can enrol in to the scheme and enrolment is not permissible for other entities like companies, partnership firms or proprietorship concerns or Trusts . Minors may enrol only through their natural guardians.
  21. the time of joining the gold jewellery Purchase scheme, the member may appoint a NOMINEE by furnishing KYC of both self and nominee.
  22. Any conditions that are not explicitly covered above would be the discretion of the Company at the time of transaction/redemption. The decision of the Company in this regard would be deemed as irrevocable and final.
  23. In case of any change in existing laws, rules, Acts, etc. by any regulatory authority, the Company reserves the right to make such modifications/change/suspend/discontinue the scheme suitable to the change of law and necessary requirements as per the same have to be complied with by the account holder.
  24. All disputes are subject to jurisdiction of the competent courts in Nagercoil.
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